Dividend Rates

Call us at 786-257-2300 for more information

 

 Rates are effective as of November 1, 2020, and are subject to change at any time without notice.

Savings, Club, and Money Market Accounts

Balance

Rate

APY*

Min to Open

Min Balance

Savings Account

$0 - $4,999

0.1000%

0.10%

$10

$5

$5,000 - $24,999

0.1000%

0.10%

$25,000 - $49,999

0.1000%

0.10%

$50,000 - $99,999

0.1999%

0.20%

$100,000 or more

0.1999%

0.20%

Club Accounts

$0 - $4,999

0.1000%

0.10%

$0

$0

$5,000 - $24,999

0.1000%

0.10%

$25,000 - $49,999

0.1000%

0.10%

$50,000 - $99,999

0.1999%

0.20%

$100,000 or more

0.1999%

0.20%

Money Market

$2,500 - $4,999

0.1499%

0.15%

$2,500

$2,500

$5,000 - $24,999

0.1499%

0.15%

$25,000 - $49,999

0.1499%

0.15%

$50,000 - $99,999

0.2498%

0.25%

$100,000 or more

0.2498%

0.25%

* APY = Annual Percentage Yield. Dividends are paid QUARTERLY and calculated based on the AVERAGE DAILY BALANCE.

 

Checking Accounts

Balance

Rate

APY**

Min to Open

Min Balance

Green Checking

$0 - $24,999

0.1998%

0.20%

$0

$0

$25,000 or more

0.1000%

0.10%

Convenience Checking

n/a

Fresh Start Checking

n/a

Second Chance Checking

n/a

** APY = Annual Percentage Yield. Dividends are paid MONTHLY and calculated based on the AVERAGE DAILY BALANCE.

Share Certificates

Balance

Rate

APY***

Min to Open

Min Balance

6 Months

$500 - $24,999

0.2497%

0.25%

$500

$500

$25,000 - $49,999

0.300%

0.30%

$50,000 or more

0.349%

0.35%

12 Months

$500 - $24,999

0.300%

0.30%

$500

$500

$25,000 - $49,999

0.349%

0.35%

$50,000 or more

0.399%

0.40%

18 Months

$500 - $24,999

0.349%

0.35%

$500

$500

$25,000 - $49,999

0.399%

0.40%

$50,000 or more

0.449%

0.45%

24 Months

$500 - $24,999

0.449%

0.45%

$500

$500

$25,000 - $49,999

0.549%

0.55%

$50,000 or more

0.648%

0.65%

36 Months

$500 - $24,999

0.549%

0.55%

$500

$500

$25,000 - $49,999

0.648%

0.65%

$50,000 or more

0.747%

0.75%

48 Months

$500 - $24,999

0.648%

0.65%

$500

$500

$25,000 - $49,999

0.747%

0.75%

$50,000 or more

0.847%

0.85%

60 Months

$500 - $24,999

0.797%

0.80%

$500

$500

$25,000 - $49,999

0.896%

0.90%

$50,000 or more

0.995%

1.00%

*** APY = Annual Percentage Yield. Dividends are paid MONTHLY.


 $250,000 Share Insurance

Each member's account is federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). IRAs are separately insured up to $250,000.

 

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