Lock in a great rate! You pick the amount and term from a wide range of certificate accounts that best fit your investing needs. With as little as $500, you can have a flexible, guaranteed investment at a premium dividend rate and a term length of your choosing. Share certificates generally pay higher dividends than regular savings or money market accounts because the funds are left on deposit for a fixed time. Basically, the longer the term and the higher the balance, the better the rate of return. There is a penalty if you withdraw the funds prior to the end of the term.
$250,000 Share Insurance
Each member's account is federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). IRA's are separately insured up to $250,000.