We have learned that members have been receiving text messages from parties claiming to be their Credit Union or Bank. THIS IS A SCAM.  If you receive a text or email request – DELETE IT AND DO NOT CALL THE PHONE NUMBER PROVIDED.

Baptist Health South Florida FCU and its partners will NEVER contact you via email or text asking you to provide personal or financial information.  The Credit Union will NEVER direct you to visit another site or ask you to leave confidential information on a recording. If you have any doubts simply contact the Credit Union during our regular business hours.

Mortgage Loans

Baptist Health South Florida FCU has teamed up with Fembi Mortgage (First Equity Mortgage Bankers Inc.) to process first, second and home equity mortgage loans. Fembi can handle all of your mortgage needs from the first time homebuyer to someone taking advantage of the current low rates to refinance their existing mortgage. 

First Mortgages

Whether you're a first time home buyer, trading up or downsizing to another home, or refinancing at today's low rates, we can help. Our first mortgage program features:

  • Fixed and adjustable rates
  • Flexible terms
  • Low closing costs
  • $350 Lender Credit
  • Mortgage Insurance Discount
  • Real Estate credit from $500 - $1,000 after closing

Rates are at an all-time low so act before it's too late! This is the perfect time to buy or refinance.

Home Equity Loans

A home equity loan can help you with major expenses like college education, weddings, and home renovations or to consolidate your bills. Rates are low and that means you could save a lot. Your credit union offers this financial option that allows you to:

  • Get more for your money with current low rates
  • Put the equity in your house to work for greater borrowing power
  • Avoid paying high interest rates that other types of loans require
  • Interest paid may be tax deductible. Ask your accountant or tax preparer.

Schedule an appointment today!


eduardo rojo profile headshot

Eduardo Rojo

Mortgage Banker

License: LO502  |   NMLS: 301107


Tel: (305) 588-9079

Fax: (305) 573-2407

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.



 Fembi Mortgage

  9300 S Dadeland Blvd

  Suite 500

  Miami, Florida 33156





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